The 7 Best Splitwise Alternatives in 2026
Splitwise's free tier now limits daily expenses and shows ads. Here are 7 alternatives — free and paid — for splitting bills with friends, roommates, and travel groups.
Splitwise popularized expense splitting — but a lot of people are looking for an exit. The free tier now limits how many expenses you can add per day, shows ads between screens, and pushes a paid Pro plan, while still requiring everyone in the group to create an account. If any of that bugs you, here are seven alternatives worth a look.
A note on fairness: we make one of these (SuperSplit). We've tried to tell you honestly who each tool is best for.
Quick comparison
| App | Free tier | No account for guests | Multi-currency | Receipt scan |
|---|---|---|---|---|
| SuperSplit | Yes | — | Yes | Yes |
| Tricount | Yes (unlimited) | Yes | Yes | No |
| Splid | Yes | Yes | Yes (150+) | No |
| Settle Up | Yes | Partial | Yes | No |
| SplitterUp | Paid (one-time) | — | Yes | Yes |
| TravelSpend | Freemium | — | Yes (150+) | No |
| Splitwise | Limited | No | Pro only | Pro only |
1. SuperSplit — best for trips with receipts and currencies
Our app focuses on the messy reality of group travel: split bills, track shared expenses across currencies, scan receipts so there are no disputes, and settle up in the fewest payments. It runs on iOS, Android, and the web, and it's built to be fast to log expenses on the go.
Best for: group trips and anyone who wants receipt scanning without a subscription. Try it: SuperSplit.
2. Tricount — best genuinely-free option
Owned by bunq and hugely popular in Europe (17M+ users), Tricount is free and unlimited with no daily caps. A standout feature: participants don't need an account — you can add people who don't have the app. The trade-off is no AI receipt scanning.
Best for: groups that want zero cost and zero signup friction.
3. Splid — best for international, offline trips
Splid does group trip tracking beautifully: no account, no sign-up, no daily limits, 150+ currencies with automatic conversion, and it works fully offline. Perfect for a multi-country trip with spotty WiFi.
Best for: international travel where some of the group is offline.
4. Settle Up — best simple free splitter
A long-standing, straightforward free option for after-the-fact splitting. Clean, reliable, and good for casual groups.
Best for: simple, recurring splits with the same friends.
5. SplitterUp — best full-featured, no-subscription
If you want receipt scanning, smart settlements, and multi-currency without a recurring fee, SplitterUp offers a comprehensive feature set for a one-time purchase rather than a subscription.
Best for: people who hate subscriptions but want the full toolkit.
6. TravelSpend — best for budgeting a trip
More budgeting tool than pure splitter: set a trip budget, log expenses in 150+ currencies offline, and track who owes whom. Some features sit behind Premium.
Best for: travelers who want to watch a budget, not just split bills.
7. Splitwise — still fine if you're already on it
Worth saying plainly: if your whole group is already on Splitwise, the network effect can outweigh any single feature. The friction is the free-tier limits and the account requirement — but it still works.
Best for: groups already standardized on it.
How to choose
- Trips with receipts and currencies? → SuperSplit
- Free and unlimited, no signup? → Tricount or Splid
- Offline international travel? → Splid
- No subscriptions, full features? → SplitterUp
Whatever you pick, the real test is adoption: the best splitter is the one your group will actually use. For the full method, see our complete guide to splitting expenses with friends.
Frequently asked questions
What is the best free alternative to Splitwise?
Tricount and Splid are the standout genuinely-free options — both are unlimited and don't require participants to create accounts. SuperSplit is the pick if you want receipt scanning and trip-focused features.
Why are people leaving Splitwise?
The main reasons are the free-tier daily expense limit, in-app ads, the push to a paid Pro plan, and the requirement that everyone create an account.
Is there a Splitwise alternative that works offline?
Yes — Splid works fully offline with automatic currency conversion, which makes it strong for international trips.
Looking for trip-ready splitting? Try SuperSplit — multi-currency, receipt scanning, and one-tap settle-up. Free to start.
Split expenses effortlessly